![]() Liability Insurance If you accidentally damage your rental car, you want to make sure you have the right coverage. Hot Tip: Don’t own a car and, by extension, have no car insurance policy? Secondary coverage can serve as primary coverage for you since you don’t have a personal policy that kicks in first. If you’re renting a car abroad, the coverage offered by all of these cards will be considered primary. It’s worth noting, though, that the following list of cards distinguishes between the cards that offer primary vs. Given that, we recommend that you pay for your rental car with a credit card that provides primary coverage to serve as the first line of defense and added peace of mind should anything go wrong. Your secondary coverage will kick in to help cover any damage not covered by your personal policy. On the other hand, secondary coverage is applied after your personal car insurance and potentially after any other type of travel-related insurance you have.Īs you can see, the difference in coverage here is quite significant as when you use secondary coverage, you will be required to submit a claim with your personal car insurance provider first, potentially causing your premium to increase. Primary coverage is applied first before any other insurance coverage you might have. There are 2 different types of rental car coverage, primary and secondary, and the difference between the 2 is quite important should your car be involved in an incident. Why is this useful? If you hold a credit card that offers a CDW, you can confidently decline the rental car company’s policy, which almost always comes at an additional fee to you. The CDW will help reimburse you for damages or a replacement if your rental car is involved in an accident or theft. When you rent a car and pay for the rental with an eligible Chase credit card, your rental car will be covered thanks to your credit card collision damage waiver (CDW). Full List of Chase Business Credit Cards That Provide Rental Car Insurance.Full List of Chase Personal Credit Cards That Provide Rental Car Insurance.IHG Rewards Club Loyalty Program Review.Choice Privileges Loyalty Program Review.Marriott Bonvoy Hotel Loyalty Program Review.How to Buy Hotel Points & Airline Miles.Best Ways to Redeem Choice Hotel Points.Best IHG Luxury Hotels to Book With Points.Best Ways to Redeem Marriott Points for Hotels.Best Marriott Luxury Hotels to Book With Points.Guide to Hotel Status Matches and Challenges.Best Hilton Luxury Hotels to Book With Points.Best Websites for Booking Affordable Hotels.TSA PreCheck – Everything You Need to Know.How to Cancel an American Airlines Flight.Best Crossbody Bags & Purses for Travel.Best Portable Wi-Fi Hotspots for Travel.Comparing Top 3 Chase Business Credit Cards.Maximize Rewards From Your Business Purchases.How to Apply For a Small Business Credit Card.Top Reasons to Get a Business Credit Card.Business Credit Cards for Shipping Purchases.Business Credit Cards for Advertising Purchases.Best Credit Cards for Rental Car Insurance. ![]()
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